For our clients concerned with protecting their families from the high costs of settling final expenses, we offer a guaranteed Whole Life insurance product designed to meet their needs.
Final Expense insurance offers a cost-effective means to provide cash for:
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Funeral expenses which can typically range from $5,000 to $10,000 and can create a significant burden on loved ones.
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Settling of debts such as credit card balances, car loans, and mortgages.
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Legal costs associated with your estate, taxes or probate.
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Education cost for children whose higher education might otherwise be interrupted due to a lack of funds.
Unlike burial protection packages offered by mortuaries, a Final Expense insurance policy does not dictate how benefits must be allocated. Final Expense insurance also competes well against advertised Guaranteed Issue products because it is underwritten on a Simplified Issue basis. We offer Final expense coverage that does not require you to take a medical exam to qualify for coverage. Final Expense insurance can be an important part of a well-structured portfolio of insurance coverage. Coverage can be a little as $2,000.00 and is available up to $50,000.00 so you get to decide what’s right for you.